Tax Bracket Calculator
See your federal tax bracket, how much tax falls in each bracket, and your effective rate.
Your answer
Turn on JavaScript to use this calculator. The formula is explained below so you can work it out by hand.
How this calculator works
The U.S. uses progressive brackets: each rate applies only to the slice of taxable income inside that bracket. Your marginal rate is the rate on your last dollar. Your effective rate is your total tax divided by your income.
Tax = sum of (income in each bracket × that bracket's rate)
Effective rate = total tax ÷ income × 100
If you choose total income, the calculator subtracts the standard deduction for your filing status first. It doesn't include credits, itemized deductions, capital gains rates, or other special rules.
Example
A single filer with $60,000 of income in 2026 subtracts the $16,100 standard deduction, leaving $43,900 of taxable income. The first $12,400 is taxed at 10% ($1,240) and the remaining $31,500 at 12% ($3,780), for $5,020 of federal income tax.
The marginal rate is 12%, but the effective rate on the full $60,000 is about 8.4%.
Sources
- IRS: IRS releases tax inflation adjustments for tax year 2026
- Social Security Administration: Contribution and Benefit Base
- IRS: Questions and answers for the Additional Medicare Tax
Tax data last reviewed October 3, 2026.
Category: Taxes, Money & Pay